Payment & Insurance Plans

At Valley Endodontics & Oral Surgery, we work hand-in-hand with you to ensure that you receive the best care and convenient payment options.

We accept all major credit cards (Visa, Discover, MasterCard, and American Express), and even offer a variety of payment plans when you qualify for CareCredit. We also do our best to work with almost all insurance plans so that you can receive quality dental care.

CareCredit Payment Plans**

  • 6 Months No Interest Plan for charges $300 and above.
  • 12 Months No Interest Plan for charges $1000 and above.
  • 18 Months No Interest Plan for charges $2000 and above.
  • 24 Months No Interest Plan for charges $3000 and above.
  • 24 Months 14.9% APR Plan for charges from $1000 and above.
  • 36 and 48 Months 14.9% APR Plan for charges $1000 and above.
  • 60 Months 14.9% APR Plan for charges $2500 and above.

**Based on approved credit with CareCredit.

How to Apply for CareCredit

  1. Go to
  2. Click “Apply” in the top left corner of the site.
  3. Under “Start Your Application,” type in “Valley Endodontics & Oral Surgery” in the “Practice -or- Dr. Last Name” field.
  4. When the different office locations show up, you can choose any of them. It does not matter which location you pick.
  5. Click “Apply” to the left of the location.

Participating Insurance Providers

If you do not see your insurance plan listed here, we can submit a dental claim to your insurance company on your behalf. Although we are happy to do this, insurers typically process claims filed directly by patients faster than they do those filed by doctor offices.

Please ask our front desk staff if you are interested in being seen as an out of network patient. They can verify your provider and answer any specific questions you may have.

  • Access Dental
  • Aetna Life
  • Aetna HMO
  • Aetna PPO
  • American Plan (25% disc)
  • Ameriplan
  • Ameritas
  • APIPA CRS Medicaid
  • Assurant PPO
  • Assurant HMO
  • BCBS AZ (dental Choice)
  • BCBS AZ (Fed Group)
  • BCBS AZ (alliance)
  • CareFirst (medicaid)
  • CareOne (medicare)
  • Careington Intl. POS
  • Care Platinum PPO
  • Care PPO
  • Care POS
  • Care 500
  • CMDP
  • Cigna PPO
  • Cigna HMO
  • Connection Dental
  • GEHA
  • Delta PMA/Delta Care
  • Delta Premier
  • Delta Preferred PPO
  • Dentemax
  • Employer’s Dental Srvcs. (EDS)
  • Guardian
  • Health Choice
  • Humana HMO
  • Maverest Dental PPO
  • MercyCare Medicaid
  • MercyCare Advantage
  • MercyMaricopa Advantage
  • MercyCare Integrated
  • MetLife–IDOA
  • Perfect Dental (25% disc)
  • Phoenix Health Plan
  • Premier Access PPO
  • Premier Access (20% disc)
  • Principal PPO (IDOA)
  • QDC of America
  • Secure Care
  • SouthWest Preferred
  • Total Dental Administrators (TDA)
  • Uni-Care Discount Plan
  • United Concordia PPO
  • United Concordia DHMO
  • United HealthCare Dual Complete
  • United HealthCare LTC
  • United HealthCare Community Plan
  • United HealthCare Personal Care Plus
  • United HealthCare PPO (DBP)
  • University Care Dentaquest